Insurance Options

Holden Insurance

Holden Insurance offers premium insurance products to give you all the protection and peace of mind you need when driving away in your new or used Holden.

Here's Holden Insurance's range of comprehensive insurance products designed with you in mind.

  • Lifestyle Protection Insurance – provides you with a set monthly benefit to cover your financial commitments and expenses in the event of redundancy, an accident, illness or death.

  • Mechanical Breakdown Insurance – covers unexpected mechanical problems.

  • Guaranteed Asset Protection (GAP) Insurance – protects you against any shortfall if your car is stolen or written off while you're still paying it off.

Lifestyle Protection Insurance

Life doesn't always go according to plan. Redundancy, an accident, illness or death could stop you from working - leaving you without an income or the ability to meet your monthly commitments such as your mortgage payments, loan repayments, household bills and so on.

You can protect your lifestyle against the unexpected with Lifestyle Protection Insurance. It's designed to provide you with a set monthly benefit to cover your financial commitments and expenses in the event of redundancy, an accident, illness or death.

Here's how it works.

  • If you're unable to work due to redundancy, an accident, illness or death, your financial commitments and expenses are covered to the level of monthly benefit you choose.
  • You can set your monthly benefit at any amount from $100 to $4,600 per month for up to a maximum of five years.
  • You can also increase the monthly benefit to cover other monthly commitments you may have during the term of your cover.
  • You can add on lifestyle protection for your whole family.

Click here for policy terms, conditions and exclusions.

Mechanical Breakdown Insurance

Sometimes unexpected and costly car repairs come up. Transmission failure could cost you around $2,500 to repair. Blow a head gasket, and the bill's $1,000. Mechanical Breakdown Insurance covers these sorts of unexpected costs.

Here's how it works.

  • Mechanical Breakdown Insurance covers an extensive range of mechanical and electrical components and helps you with other costs.
  • There are no claim forms to fill out. The repairer will phone Holden Insurance for an authorisation, and it's all taken care of.
  • You get 24 hour, 7 day roadside assistance from the AA.
  • Often you need only one claim to fully recover your insurance investment.

Guaranteed Asset Protection (GAP) Insurance

When you're financing a car you need to consider what would happen if your car was stolen. If your car cost $16,000 to buy, but it only has an insurance value of $12,000, what would you do to meet the $4,000 gap?  GAP insurance will cover it. The shortfall won't affect you.

Here's how it works.

  • GAP covers the difference between the insured value and the outstanding balance of your finance agreement.
  • GAP covers you up to a maximum of $10,000.
  • GAP will pay your out-of-pocket expenses such as a rental car or the insurance excess.

Click here for policy terms, conditions and exclusions.

To find out more, or arrange your Holden Insurance, visit your local Holden Dealer today.

Holden Insurance is underwritten by MARAC Insurance Limited and Vero.


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